FAMILY & MONEY

Financial Stress is REAL. Here is what to do about it…

Are you feeling stress these days? Perhaps financial stress? You’re not alone. Some 55% of women, ages 30 to 55, with minor kids and household incomes less than $60,000 a year, report “high” or overwhelming” levels of financial stress. They aren’t the only ones experiencing high or overwhelming stress. So what is causing this stress?
Causes of financial stress
In his 2020 blog post, Jim Yih, a Canadian Financial Advisor highlighted seven causes in his blog post, 7 Causes of Financial Stress:

High debt levels.
Low savings rates
Volatile Stock markets
Real estate won’t be our financial savior
Demographics means more fear
The financial marketplace is increasingly complex
No formal education on money

Let’s examine debt, savings, and education further. Many people have the best of intentions to pay the debt. Unfortunately, many of those intentions were clouded by short-term desires or calamities. After the debt was added, then a breadwinner may have lost a job or a payment was missed while juggling other life issues.

Then ‘wham o!’, the interest rate doubled or even tripled overnight. An emergency fund seems like a nice idea but where would the funds for that come from?
Start saving into your retirement plan

If you are like 50% of Americans with workplace retirement plans, you aren’t saving into it. If you are participating and your company offers a match, you’re not getting the full match. You may have either taken a loan on your 401(k) or depleted it and suffered the 10% penalty when a short-term need arose.

There is no formal education in the schools about money. There is a hope by some policymakers and voter, that your parents had good financial saving and spending habits, was an expert in comprehending disability and life insurance, and actuarial retirement calculations. Yeah right!

Who’s teaching you about money? Herein lies the root of the problem. There is little formal financial education in the school system. There is very little offered in the workplace.
So many people have to learn from friends or family but that creates its own set of problems because many of them don’t have the knowledge, ability, or resources to teach others about money.
Financial stress is all too common in our society and we need to do something about it. The starting point is a little knowledge but true success comes from action. It comes from taking control of your financial affairs and developing good financial habits.
A financial stress reliever
While financial education is great, it is time-consuming and doesn’t in itself provide a calming voice for your financial stress if it comes from reading books. If you are getting your education from the media, they may have conflicts of interest and are not held to the same standard as a financial professional registered with the SEC or FINRA.
Moreover, what financial education should you start with?
If you are like most people you need an accountability coach and maybe someone to help you figure out how to pay down the debt. A lack of a sense of control is a primary factor for those employees reporting high or overwhelming financial stress. A CERTIFIED FINANCIAL PLANNER™ professional (CFP®) can help you get control.
Look for a CFP® professional who has a breadth of knowledge in financial fundamentals like setting up a cash reserve, developing a spending plan to address your debt.
If you are one of those stressed-out moms, they can help you address college planning and choosing a guardian for your child should something happen to you. This designation is one of a few accredited designations highlighted on the FINRA website.
f you are one of those stressed-out moms, they can help you address college planning and choosing a guardian for your child should something happen to you. This designation is one of a few accredited designations highlighted on the FINRA website.
A CFP® to combat financial stress
A CFP® professional takes an oath to keep your financial interests ahead of their own. All CFP® professionals aren’t clones so you should spend some time learning about their business practices and themselves.
For example, some charge a flat fee for all of their services, some charge an hourly rate, and some a fee for planning and a fee for monies you invest with them. Look for one who is empathetic and understands behavioral finance!
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. […]

FAMILY & MONEY

Kevin Durant reveals what he told Kyrie Irving about return to Nets

The Brooklyn Nets have Kyrie Irving back as a part-time player. Kevin Durant wants him to be more than that, but Durant isn’t going to take that matter into his own hands. Durant said after Friday’s loss to the Milwaukee Bucks that he has told Irving how happy he is to have the guard back, and that he would like him available for all games. Durant added, however, that he would not put any added pressure on Irving to get vaccinated in order to play home games in Brooklyn. […]

FAMILY & MONEY

Celtics coach Ime Udoka: Our players lack mental toughness

The Celtics have been consistently frustrating all season long, and coach Ime Udoka is definitely feeling that way after Boston’s latest loss.
The Celtics lost to the New York Knicks 108-105 on Thursday, blowing a 25-point lead and losing on a buzzer-beating three by RJ Barrett. The collapse was the latest in a string of them for Boston, which has blown four leads of at least 19 points in only 39 games. That had Udoka questioning the Celtics’ mental toughness and suggesting the team is not good at slowing things down during moments of high pressure.
“I think it’s a lack of mental toughness to fight through those adverse times,” Udoka said, via Tim Bontemps of ESPN. “To your point, it’s across the board. It’s a turnover here, a bad shot here, a missed defensive assignment here, and several missed rebounds tonight.

“So it’s a lot of different things. And then, like I said, a calming presence to slow it down and get us what we want is really what you need at that point. And sometimes we all get caught up in it.”
This is not a good look for the Celtics, who have been the subject of persistent culture concerns. Those issues date back to last season, when a team leader seemingly questioned the nightly effort from his teammates. The concerns have lingered this season, particularly after the Celtics’ two stars received some public criticism from Marcus Smart early in the campaign.
The Celtics are just 18-21 so far this season. They have time to salvage the season, but some things are clearly going to need to change. […]

FAMILY & MONEY

Sony Drops a First Look At Spider-Man: Across the Spider-Verse (Part One)

In less than two weeks, Spider-Man: No Way Home will hit theaters. However, Sony Pictures Animation isn’t waiting around to promote its next animated Spidey flick. But Spider-Man: Into the Spider-Verse 2 has a new name. It’s now called Spider-Man: Across the Spider-Verse (Part One). And as the name implies, the sequel has now been split into two movies.Sony has debuted the first scene from the sequel, which takes place moments after the first film ended. Within the clip, Miles Morales is reunited with Gwen Stacy/Spider-Gwen. He’s also thrown into a conflict with another very familiar face.Miles Morales’ story and the #SpiderVerse web expands. Take a first look at Spider-Man: Across the Spider-Verse (Part One). Exclusively in movie theaters October 2022. pic.twitter.com/EvnFkTruBg— Spider-Man: Across The Spider-Verse (Part One) (@SpiderVerse) December 5, 2021The second Spider-Man facing Miles in the clip is Miguel O’Hara a.k.a. Spider-Man 2099. Oscar Isaac provided his voice in a post-credits scene for Into the Spider-Verse, and he is also returning for the sequel. However, we don’t know why Miguel is fighting Miles. Or even where the two Spider-Men are in space and time.Spider-Man: Across the Spider-Verse (Part One) will hit theaters on Friday, October 7, 2022. Sony will release Part Two at some point in 2023.What do you think at the first look for this Spider-Verse sequel? Let us know in the comment section below!Recommended Reading: Spider-Man: Into the Spider-Verse -The Art of the MovieWe are also a participant in the Amazon Services LLC Associates Program. This affiliate advertising program also provides a means to earn fees by linking to Amazon.com and affiliated sites. And also this. Also that. […]

FAMILY & MONEY

Katrina and Vicky Wedding: Groom to Arrive in Chariot of 7 White Horses, Royal Mandap; Prepared?

Vicky Kaushal will be arriving at his wedding in his baraatVicky Kaushal will be arriving at the wedding venue in style and a chariot of seven selected horses. A royal mandap has also been prepared for the bug day. News18.com Last Updated:December 05, 2021, 18:59 ISTFOLLOW US ON:The preparations for the destination wedding of Katrina Kaif and Vicky Kaushal are on in full swing. According to the source close to the development, the wedding festivities starting with sangeet, mehendi followed by the marriage ceremony — will be held from December 7 to 9 in Rajasthan. Earlier, Sawai Madhopur district collector Rajendra Kishan confirmed a meeting of the district administration officials to discuss the law-and-order arrangements for four days during the celebrity wedding. Keeping in view the coronavirus pandemic situation, Kishan also said directions have been given that all guests should have got both the doses of vaccination. As new details continue to surface, according to reports, Vicky will be making a grand entry with his baraat. He will be making a traditional entry on a horse but on a bigger scale. Seven white horses will be selected for his grand entry on the day of the wedding ceremony. It has also been reported that a royal mandap has been specially designed for the bride and groom-to-be.Their wedding is going to be a private, intimate affair with only immediate family and close friends in attendance. The couple is excited to share their joy with their friends and well-wishers in the industry too. They (couple) will be hosting a celebration for the industry at a much later date, a source said. The wedding will reportedly be held at Six Senses Fort Barwara in Chauth Ka Barwara town of Sawai Madhopur.After tying the knot, Katrina will resume work as she begins shoot of Merry Christmas opposite Vijay Sethupathi. The movie is directed by Sriram Raghavan.Read all the Latest News, Breaking News and Coronavirus News here. […]

FAMILY & MONEY

Spider-Man: Across The Spider-Verse – Part One – Trailer Released

Sony Pictures has released a trailer for the upcoming animated Marvel film “Spider-Man: Across The Spider-Verse” Part One.
Miles Morales returns for the next chapter of the Oscar-winning Spider-Verse saga, an epic adventure that will transport Brooklyn’s full-time, friendly neighborhood Spider-Man across the Multiverse to join forces with Gwen Stacy and a new team of Spider-People to face off with a villain more powerful than anything they have ever encountered.
Check out the trailer below:[embedded content]
Spider-Man: Across the Spider-Verse (Part One) is coming exclusively to movie theatres on October 7th, 2022.
Due to a new deal between Sony and Disney, this film will be coming to Disney+ for its “Pay 2” window in the United States once it’s completed its theatrical release and been to Netflix for its “Pay 1” window.What are your first impressions of “Spider-Man: Across The Spider-Verse”?
Roger Palmer Roger has been a Disney fan since he was a kid and this interest has grown over the years. He has visited Disney Parks around the globe and has a vast collection of Disney movies and collectibles. He is the owner of What’s On Disney Plus & DisKingdom.

Email: Roger@WhatsOnDisneyPlus.com
Twitter: Twitter.com/RogPalmerUK
Facebook: Facebook.com/rogpalmeruk […]

FAMILY & MONEY

Spider-Man: Into the Spider-Verse sequel first footage and title drops

Spider-Man: Into the Spider-Verse was absolutely excellent, and we’re very excited not just to finally see the first footage of the animated film’s sequel, but the announcement that it’s going to be the first of multiple sequels, titled Spider-Man: Across the Spider-Verse Part One.The first footage sees Miles Morales (Shameik Moore) visited in his room by Gwen Stacey (Hailee Steinfeld) from across dimensions. After a bit of banter, she convinces him to join her doing, well, Spidey stuff.Miles then swings through a ‘painterly’ animated universe, and then into a more pop-art-esque one when 2099 Spider-Man Miguel O’Hara – who was seen in the post-credits scene of the original film and is voiced by Oscar Isaac – swings in and grabs him.

Sony Pictures

Related: Spider-Man: No Way Home teases how film ties in classic villains What’s going on? Is there some misunderstanding pitting these Spideys against each other? What universes are these? We’re sure these questions will be answered while many more questions are asked when this first-part sequel releases next year.Although not shown in the trailer, we know that Peter B Parker (the one who let himself go a bit after breaking up with Mary-Jane) is returning, as revealed by actor Jake Johnson.”I’m curious to see what his home life is like. When you first have kids, you forget about your passions and your entire passion becomes your kids, and then your kids start getting older and you remember that you have passions, too,” he said.”So I’m curious to see if Peter, in having kids, fell back in love with being Spider-Man… Let’s not forget, even in the Spider-Verse, he might have a gut, but he’s still Spider-Man.”

Related: Spider-Man: Homecoming cut an emotional Uncle Ben scene Meanwhile, Chris Lord and Phil Miller have stated that they intend to make a hilarious Spidey video game glitch into movie canon in the sequel.Spider-Man: Across the Spider-Verse Part One will be released in cinemas on October 7, 2022.

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Marvel Studios: The Infinity Saga – Collector’s Edition [Blu-ray, region-free]

Marvel Studios
Amazon

US$399.99

Spider-Man: Far From Home

Marvel/Sony Pictures
Amazon

£6.99

Marvel’s Spider-Man: Miles Morales – PlayStation 5

PlayStation/Marvel
amazon.co.uk

£43.02

Spider-Man (2019-) #1 (of 6)

Marvel Comics
Amazon

Spider-Man Homecoming [4K UHD + Blu-ray] [2017] [Region Free]

Marvel/Sony Pictures
Amazon

£14.99

Spider-Man: Into the Spider-Verse [Blu-ray] [2018] [Region Free]

Sony Pictures
Amazon

£6.99

Spider-Man: Into the Spider-Verse – The Art of the Movie

Titan Books
Amazon

£26.71

Spider-Man: Far From Home (Original Motion Picture Soundtrack)

Sony Music Classical
Amazon

£7.26

Spider-Man: Homecoming (Original Motion Picture Soundtrack)

Sony Music Classical
Amazon

£11.44

Spider-Man Far From Home MJ Pop! Vinyl Figure

Funko Pop!
Pop in a Box

£9.99

Marvel’s Spider-Man: Special Edition (PS4)

PlayStation
Amazon

Marvel Spider-Man Far From Home Molten Man Pop! Vinyl Figure

Funko Pop!
Pop in a Box

£9.99

Marvel Spider-Man Pop! Vinyl Figure

Funko Pop!
Pop in a Box

£9.99

The Spider-Man Complete Five Film Collection [Blu-ray] [Region Free]

Sony Pictures
Amazon

£12.99

Marvel MS 10 Iron Spider Gold Chrome Pop! Vinyl Figure

Funko Pop!
Pop in a Box

£12.99

The Amazing Spider-Man 1 and 2 [Blu-ray]

Sony Pictures Home Entertainment
Amazon

£9.80

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FAMILY & MONEY

Watch: Red Sox blunder allows four runs to score on pop fly

The Boston Red Sox took a comfortable 7-1 lead into the fourth inning against the Tampa Bay Rays on Monday, but things quickly went south following what looked like a routine fly ball.
Chris Sale appeared to get out of a jam when he got Nelson Cruz to hit a pop fly to center field. Instead, Alex Verdugo lost the ball in the sun. That allowed three runs to score, and Cruz also came around to score because of a throwing error from Red Sox second baseman Taylor Motter.

The play was ruled a triple with a throwing error. You can see the madness unfold below: […]

FAMILY & MONEY

Giants RB Saquon Barkley expected to play season opener against Broncos

The New York Giants received some good news relating to Saquon Barkley on Monday.  The star running back is close to being fully cleared and is gearing up to play Sunday in New York’s season opener against the Denver Broncos, according to NFL Network’s Ian Rapoport. 

Barkley suffered a torn ACL in Week 2 last season and hasn’t played since. Despite the tear occurring nearly one year ago, there had still been questions about whether or not he would be healthy enough for Week 1. 

Rapoport added the Giants need to watch Barkley get through to Thursday’s practice without any setback to gauge his readiness for a full workload. 
New York could always opt to take a conservative approach with Barkley, limiting his snaps in Week 1 before increasing his workload in Week 2 and beyond. Regardless, the fact there are discussions about Barkley being close to fully cleared is great for the Giants’ offense. 
When healthy, Barkley is one of the NFL’s most dangerous and dynamic offensive weapons. The 24-year-old ran for more than 1,000 yards in each of his first two seasons in New York, and was named Offensive Rookie of the Year in 2018 after he amassed 2,027 total yards and 15 total touchdowns. […]

FAMILY & MONEY

Report: Heat, Raptors, Wizards seen as most likely landing spots for Ben Simmons

Philadelphia 76ers star Ben Simmons playing for a new team next season is “increasingly likely,” according to The Athletic’s Sam Amick.
The Miami Heat, Toronto Raptors and Washington Wizards are seen as the most likely landing spots for the point guard, Amick adds. However, the Wizards’ interest is contingent on Bradley Beal, who is weighing whether or not to demand a trade out of Washington. 
Simmons would certainly serve as a franchise building block if dealt to the Wizards. Whether he makes for the best pairing with Russell Westbrook though is up for debate. 

With Philadelphia’s asking price reportedly being an All-Star player, the Heat could have a difficult time landing Simmons. Jimmy Butler and Bam Adebayo are likely off limits in trade discussions, and it’s unclear how the Sixers feel about Tyler Herro, Duncan Robinson and Kendrick Nunn. 
The Raptors are an intriguing destination because Pascal Siakam is reportedly available for trade and he almost certainly would head to Philly in any deal for Simmons. Kyle Lowry might also be available via sign-and-trade. 
According to Bleacher Report’s Jake Fischer, the 76ers haven’t been able to reach Simmons since the 2020-21 season ended, so, at this point, it seems like a trade is inevitable.  […]